If you’re looking for a safe place to save money in Pakistan, choosing the right bank for your savings account is very important. A good savings account doesn’t just keep your money secure, it also gives you profit, easy access, and convenient digital banking services.
In this guide, we’ll explore the top 10 best banks in Pakistan for savings accounts in 2025—based on profit rates, trust, and customer experience.
1. Habib Bank Limited (HBL)
HBL is Pakistan’s largest bank and one of the most trusted names in the country.
- Profit Rate: Competitive
- Benefits: Mobile banking app, nationwide branches, ATM network
- Why Choose HBL? Safe, reliable, and widely accessible.
2. United Bank Limited (UBL)
UBL is known for its strong digital banking services.
- Profit Rate: Attractive on savings accounts
- Benefits: UBL Digital App, instant transfers, online bill payments
- Why Choose UBL? Perfect for people who prefer online banking.
3. MCB Bank
MCB offers flexible savings accounts for both individuals and businesses.
- Profit Rate: Decent return on deposits
- Benefits: Easy account opening, SMS alerts, debit card facility
- Why Choose MCB? Great balance of traditional and modern banking.
4. National Bank of Pakistan (NBP)
As a government-owned bank, NBP is trusted for secure deposits.
- Profit Rate: Moderate
- Benefits: Strong nationwide presence, pension & salary accounts
- Why Choose NBP? Safe choice for long-term savings.
5. Meezan Bank (Islamic Banking)
Meezan Bank is Pakistan’s No. 1 Islamic bank.
- Profit Rate: Shariah-compliant returns
- Benefits: Islamic savings accounts, digital app, free ATM card
- Why Choose Meezan? Best option for interest-free Islamic banking.
6. Bank Alfalah
Bank Alfalah is a modern bank with a focus on digital convenience.
- Profit Rate: Competitive savings returns
- Benefits: Alfa mobile app, debit/credit card options, loan facilities
- Why Choose Alfalah? Strong for digital users and freelancers.
7. Allied Bank (ABL)
One of the oldest banks in Pakistan, trusted by millions.
- Profit Rate: Good savings account rates
- Benefits: Allied Direct digital app, 24/7 ATMs
- Why Choose ABL? Solid choice for consistent profits.
8. Faysal Bank
Another leading Islamic bank in Pakistan.
- Profit Rate: Shariah-compliant profit
- Benefits: Islamic savings options, strong customer care
- Why Choose Faysal? Best for those who want ethical banking.
9. Standard Chartered Bank
An international bank operating in Pakistan.
- Profit Rate: Slightly lower, but highly secure
- Benefits: Priority banking, great customer service, online facilities
- Why Choose SCB? Excellent for business clients and expats.
10. Askari Bank
Askari Bank is popular among salaried individuals.
- Profit Rate: Decent profit on savings accounts
- Benefits: Easy account management, internet banking
- Why Choose Askari? Good for everyday savings and salary deposits.
Things to Consider Before Choosing a Savings Account
When picking the best bank for your savings account, keep in mind:
- Profit Rate (Interest/Return): How much you’ll earn.
- Minimum Balance Requirement: Some banks require a minimum deposit.
- Digital Services: Mobile apps, online banking, ATM availability.
- Shariah Compliance: If you prefer Islamic banking.
Final Thoughts
The best bank in Pakistan for savings accounts depends on your personal needs. If you want Islamic banking, go with Meezan or Faysal Bank. If you prefer digital banking, choose UBL or Alfalah. For traditional and safe banking, HBL and NBP are top picks.
No matter which bank you choose, a savings account is the first step towards financial security and future growth.